Think local. Live local. Borrow local.
Big company, local culture. Here at Cardinal Hawaii, we are your full-service, focused, and flexible local lending office. As a division of Cardinal Financial Company, Cardinal Hawaii is not only backed by the support of a national lending leader, but also with the aloha and local spirit of the Hawaiian community. While our innovative technology sets us apart, we wouldn’t be successful without the power of human expertise. Our firm foundation of hometown values, our close client relationships, and our community-based experts, we have helped borrowers fulfill the dream of homeownership for more than 30 years.
With Cardinal Hawaii, hassle-free lending is possible.
We believe in fitting the product to the customer, not the customer to the product. Learn more about our wide variety of loan programs including Conventional, FHA, VA, USDA, MCC and Jumbo Loans.
Happy Home Owners
Hear what some of your friends and neighbors have to say about working with Cardinal Hawaii.
Knowledge is Power
There’s no set credit score that you need in order to buy a house, but there are some rules of thumb you should know before you try. Feared by many and flaunted by some, credit…
Cardinal HawaiiNovember 8, 2018
Calculate Your Rate
Not sure whether or not now is the time to buy or sell a home? Calculate your own potential rates with our wide variety of mortgage calculators for all your finance needs.
This calculator computes the payments (principal and interest) for a fixed rate home loan.
See what affordability options are available when planning for a mortgage with the perfect payment plan.
Not sure whether you should rent or buy? This tool will help you make the right decision based on your financial needs.