Loan Programs

“A simple thank you is not enough to express our sincere appreciation for helping us on our loan. We felt so comfortable and assured working with Cardinal Financial Company from the beginning. We look forward to making our first payment in June by check and auto payment as directed. Mahalo nui loa.”

"Cheryl is someone you can trust and will help you obtain the best financing solution. She provides great service, made navigating the loan process easy, and worked hard to accommodate our busy schedule."

"Steve was a pleasure to work with. He was easy to get in touch with and very responsive. Steve worked hard to explore multiple options for our transaction and was great at explaining the nuances. In the end, he was able to match us with a great Loan and ensured a smooth process to the closing. Thank you, Steve!"

"So many other professionals told us we could not obtain home financing for our luxury estate home to meet our goals. Cheryl listened to our needs, found us the perfect financing leverage terms, low cost of capital, and delivered on time."

"Transaction was fast with a feeling of confidence. Tom Corvo and his team did what they said they would. I would recommend to anyone. Thank you!"

"Working with Duncan was great. He provided us with thorough advice and helped us make the most of our purchase with promotions and suggestions on getting the best rates. He was available at times that I would not expect him to be, and he always followed up with us promptly and by his word. He was very easy to get along with and never caused us to feel pressured during any part of the process."

"Steve has extensive knowledge of the laws and rules regarding his industry. He helped me refinance in my building and overcame a hurdle that was vexing me and others in our building. That hurdle was something that others didn't know how to overcome, and Steve was able to get it done legally and professionally."

"Ashley was very pleasant to work with. She is very timely with estimates and is able to get your paperwork done in order to close. It was a pleasure working with her."

"Duncan Hsia is the reason we own our home today. From my initial grumblings about wanting to sell my condo all the way to financing our new single-family home, he had the expertise at every turn to make it all happen. Duncan knows his stuff and gets results! Five stars across the board; I highly recommend him."

"We have worked with Cheryl for over 16 years. We have referred her to friends and associates. She is someone that you can trust. She will listen to your goals, clearly communicate the next steps, and provide the best affordable loan choice."

"Tom provided me with honest and reliable information. He explained things very well and made sure I understood and was kept updated during the loan process. Tom kept the ball rolling and the loan was completed in the time frame promised. Made me feel confident that I was working with a great business person who knew his product. Mahalo Nui Loa."

"I was very impressed with Duncan and his staff on their responsiveness in handling my recent property transaction in another state. He was able to accommodate my busy travel schedule with getting the necessary documents in order that I may be able to submit offers for a new property purchase in a very competitive market."

"Very knowledgeable on financing on the Big Island. Save yourself the heartache and trouble and get with Steve right away. He answers and returns phone calls immediately and treats you as if he knew you prior to your first conversation. Thanks again, Steve."

"What made this experience great was that throughout the whole process, I was always guided through every step without having to ask any questions. Never once throughout did I feel lost or confused. Everything I needed to know was specifically stated and made me feel more confident. Thank you."