Mortgage Checklist

Paperwork Needed

Having your financial documentation in order will help get the process off to a good start.

Here are some of the documents you may need to provide to complete the loan application process:

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For a Purchase Loan:

  • Signed Purchase Agreement
  • Last 2 years Tax Returns
  • 2 years W-2 and current paystub
  • 12 months cancelled checks for verification of rent/mortgage
  • 2 months copies of personal bank statements
  • Asset Statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)
  • Signed loan application
  • Mortgage Statement or Coupons/rental agreements
  • Borrower’s signed authorization
  • Driver’s License and Social Security Card

For a Refinance Loan:

  • Last 2 years Tax Returns
  • 2 years W-2 and current paystub
  • 2 months copies of personal bank statements
  • Asset Statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)
  • Signed loan application
  • Mortgage Statement or Coupons/rental agreements
  • Borrower’s signed authorization
  • Driver’s License and Social Security Card

Having your financial documentation in order will help get the process off to a good start.

Here are some of the documents you may need to provide to complete the loan application process:

APPLY NOW

For a Purchase Loan:

  • Signed Purchase Agreement
  • Last 2 years Tax Returns
  • 2 years W-2 and current paystub
  • 12 months cancelled checks for verification of rent/mortgage
  • 2 months copies of personal bank statements
  • Asset Statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)
  • Signed loan application
  • Mortgage Statement or Coupons/rental agreements
  • Borrower’s signed authorization
  • Driver’s License and Social Security Card

For a Refinance Loan:

  • Last 2 years Tax Returns
  • 2 years W-2 and current paystub
  • 2 months copies of personal bank statements
  • Asset Statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)
  • Signed loan application
  • Mortgage Statement or Coupons/rental agreements
  • Borrower’s signed authorization
  • Driver’s License and Social Security Card

Getting Started

Free Rate Quote

Whether it’s time to buy or refi, we’re here to help you take the next step. Fill out our form and one of our loan specialists will be in contact with you.

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Calculators

Not sure whether or not now is the time to buy or sell a home? Calculate your own potential rates with our variety of mortgage calculators for all your finance needs.

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Ready To Get Your Loan?

Feeling confident and ready to start the home loan process? Apply online here.

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Happy Home Owners

Hear what some of your friends and neighbors have to say about working with Cardinal Hawaii.

Average of 5 stars, total of 73 Ratings

Come home to a place you can call your own.

Get your free rate quote today.

Come home to a place you can call your own.

Get your free rate quote today.

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