Refinance

Lowering your mortgage payment is easier than ever!

Why pay more than you have to? Refinancing your current home loan helps to lower your rates and improve your loan terms to create a more manageable plan. Even changing the terms of your mortgage loan can maximize your monthly income. Don’t miss your chance to take advantage of today’s low mortgage rates.

Getting Started

Improve your loan to lower your payment and better meet your needs.

Free Rate Quote

Whether it’s time to buy or refi, we’re here to help you take the next step. Fill out our form and one of our loan specialists will be in contact with you.

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Calculators

Not sure whether or not now is the time to refinance? Calculate your own potential rates with our variety of mortgage calculators for all your finance needs.

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Ready To Get Your Loan?

Feeling confident and ready to start the home loan process? Apply online here.

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Happy Home Owners

Hear what some of your friends and neighbors have to say about working with Cardinal Hawaii.

Average of 5 stars, total of 73 Ratings

Come home to a place you can call your own.

Get your free rate quote today.

Come home to a place you can call your own.

Get your free rate quote today.

FREE RATE QUOTE