Second or Vacation Home

The perfect mortgage for your dream home.

Your dream property is now within your reach – no hidden fees, no surprises! Cardinal Financial has the most common programs for this type of purchase. We also specialize in vacation homes for people looking to fulfill their lifelong dreams of owning their very own Hawaiian getaway.

We’ve perfected the process…

We’ve perfected the process, now you can feel free to concentrate on moving.


We’ll find the right mortgage loan to suit your needs. We have several mortgage options to help you buy and finance a second home, even with as little as 10% down!

The Cardinal Financial Pre-Approval gives your offer the advantage of more bargaining leverage in a competitive marketplace. Sellers and agents know you’ve got your paperwork together and are ready to buy.

Most Popular Vacation Home Mortgage Loans

Free Rate Quote

Whether it’s time to buy or refi, we’re here to help you take the next step. Fill out our form and one of our loan specialists will be in contact with you.



Not sure whether or not now is the time to buy or sell a home? Calculate your own potential rates with our variety of mortgage calculators for all your finance needs.


Ready To Get Your Loan?

Feeling confident and ready to start the home loan process? Apply online here.


Happy Home Owners

Hear what some of your friends and neighbors have to say about working with Cardinal Hawaii.

Average of 5 stars, total of 74 Ratings

Come home to a place you can call your own.

Get your free rate quote today.

Come home to a place you can call your own.

Get your free rate quote today.